The Grove Healdsburg's

PREFERRED LENDER

Richard L. Ruybalid 707.521.4022 Tel 707.591.3000 Cell 707.524.6100 Fax richard.l.ruybalid@wellsfargo.com http://www.wfhm.com/richard-ruybalid

Why use our Preferred Lender?

1. Free Appraisal.
2. Free Credit Report.
3. 30 minute loan approvals on the site.
4. Long term rate lock in with roll down feature if rates get better.
5. Familiarity with The Grove and constant communication with Sales Staff.
6. Security of dealing with the only U.S. bank to have the highest-possible credit rating from both Standard & Poor’s    (AAA) and Moody’s (AA+).
7. Rate discounts for existing & new Wells Fargo customers.
8. Ease in obtaining future credit lines.
9. Extensive portfolio of loan products.

Contact

Richard L. Ruybalid, Sales Manager, Builder Division Wells Fargo Home Mortgage 200 Montgomery Dr. Santa Rosa, CA 95404 707.521.4022 Tel 707.591.3000 Cell 707.524.6100 Fax richard.l.ruybalid@wellsfargo.com http://www.wfhm.com/richard-ruybalid